Rates

Rate Information


All rates shown below are monthly deduction amounts. The board contributes $945 per employee per month, or $11,340 per employee per year towards medical coverage. 

 

They also make a $5 / month contribution to dental coverage.

 

Questions about rates? Email the Benefits Service Center at benefits@hcbebenefits.com.

Important Notes


Voluntary life rates for employee and spouse coverage are sample premiums. 

Disability rates are sample premiums based on a $30,000 salary and various coverage amounts.  Your actual monthly deductions is based on waiting period and coverage amount selected. 

 

Your actual premiums for life and disability can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

2020 Anthem HRA Gold

  • Employee: $168.73
  • Employee + Spouse: $418.09
  • Employee + Child(ren): $307.13
  • Family: $556.50

2020 Anthem HRA Silver

  • Employee: $110.89
  • Employee + Spouse: $296.62
  • Employee + Child(ren): $208.80
  • Family: $394.54

2020 Anthem HRA Bronze

  • Employee: $72.45
  • Employee + Spouse: $215.91
  • Employee + Children: $143.46
  • Family: $286.92

2020 Anthem HMO

  • Employee: $135.65
  • Employee + Spouse: $348.63
  • Employee + Children: $250.90
  • Family: $463.89

2020 UHC HMO

  • Employee: $172.56
  • Employee + Spouse: $426.14
  • Employee + Children: $313.65
  • Family: $567.22

2020 UHC HDHP

  • Employee: $58.03
  • Employee + Spouse: $185.62
  • Employee + Children: $118.94
  • Family: $246.54

2021 Anthem HRA Gold

  • Employee: $175.68
  • Employee + Spouse: $436.33
  • Employee + Child(ren): $320.11
  • Family: $580.76

2021 Anthem HRA Silver

  • Employee: $114.32
  • Employee + Spouse: $307.47
  • Employee + Child(ren): $215.80
  • Family: $408.95

2021 Anthem HRA Bronze

  • Employee: $76.58
  • Employee + Spouse: $228.22
  • Employee + Child(ren): $151.64
  • Family: $303.28

2021 Anthem HMO

  • Employee: $143.03
  • Employee + Spouse: $367.76
  • Employee + Child(ren): $264.61
  • Family: $489.34

2021 UHC HMO

  • Employee: $174.49
  • Employee + Spouse: $433.83
  • Employee + Child(ren): $318.09
  • Family: $577.43

2021 UHC HDHP

  • Employee: $61.83
  • Employee + Spouse: $197.24
  • Employee + Child(ren): $126.57
  • Family: $261.98

TriCare

  • Employee: $60.50
  • Employee + Spouse or Child(ren): $119.50
  • Family: $160.50

Dental Insurance

Dental - Low

  • Employee: $19.19
  • Employee + Spouse: $43.92
  • Employee + Child(ren): $50.10
  • Family: $82.93

Dental - High

  • Employee: $30.54
  • Employee + Spouse: $67.60
  • Employee + Child(ren): $76.59
  • Family: $121.40

Voluntary Life Insurance

Voluntary Life - Employee (Sample Deductions)

  • $30,000 Benefit
  • Age - 25: $1.35
  • Age - 35: $2.10
  • Age - 45: $4.80
  • Age - 55: $12.60
  • $75,000 Benefit
  • Age - 25: $3.38
  • Age - 35: $5.25
  • Age - 45: $12.00
  • Age - 55: $31.50
  • $150,000 Benefit
  • Age - 25: $6.75
  • Age - 35: $10.50
  • Age - 45: $24.00
  • Age - 55: $63.00

Voluntary Life - Spouse (Sample Deductions)

  • $5,000 Benefit
  • Flat Rate: $1.53
  • $10,000 Benefit
  • Age - 25: $0.45
  • Age - 35: $0.70
  • Age - 45: $1.60
  • Age - 55: $4.20
  • $25,000 Benefit
  • Age - 25: $1.13
  • Age - 35: $1.75
  • Age - 45: $4.00
  • Age - 55: $10.50
  • $50,000 Benefit
  • Age - 25: $2.25
  • Age - 35: $3.50
  • Age - 45: $8.00
  • Age - 55: $21.00

Voluntary Life - Child (Actual Premium Deductions)

  • $5,000 Benefit (to Age 26): $0.30
  • $10,000 Benefit (to Age 26): $0.60

Disability Insurance

$500 Monthly Benefit (Sample Deductions)

  • 7 Day Wait: $11.45
  • 14 Day Wait: $6.25
  • 30 Day Wait: $5.50
  • 45 Day Wait: $4.80
  • 60 Day Wait: $4.30

$1,000 Monthly Benefit (Sample Deductions)

  • 7 Day Wait: $22.90
  • 14 Day Wait: $12.50
  • 30 Day Wait: $11.00
  • 45 Day Wait: $9.60
  • 60 Day Wait: $8.60

$1,500 Monthly Benefit (Sample Deductions)

  • 7 Day Wait: $34.35
  • 14 Day Wait: $18.75
  • 30 Day Wait: $16.50
  • 45 Day Wait: $14.40
  • 60 Day Wait: $12.90