2026 Vision
Houston County Schools is excited to offer new vision plan options with MetLife for 2026. MetLife vision insurance helps cover the cost of eye exams, eyewear, and contacts. The vision plans allow you to visit any licensed eye care professional, but staying in-network offers the best cost savings and maximizes your plan benefits.
Two MetLife vision plan options are available:
- Superior Vision – Offers the largest provider network
- VSP Choice – Features a smaller network but includes in-network coverage for providers who may not participate in the Superior Vision network.
The vision insurance option you elect during your initial new hire eligibility period or during Open Enrollment is effective for the entire plan year unless you experience a Qualifying Life Event. You are unable to change your Superior Vision or VSP Choice election during the year unless you have a qualifying status change.
With the MetLife Vision Plan, you may visit any vision provider you want. However, in order to maximize your MetLife vision benefit, we encourage you to visit an in-network provider within the network you choose during enrollment (Superior Vision or VSP Choice).
| Vision In-Network Summary of Benefits | Superior Vision | VSP Choice |
|---|---|---|
|
Exam (with dilation if needed)
|
$20 copay | $20 copay |
|
Frames
|
$150 allowance 20% off balance over $150 * |
$150 allowance 20% off balance over $150 * $85 allowance: Costco, Walmart, Sam’s Club |
|
Contact Lenses
|
||
| Conventional | $150 allowance | $150 allowance |
| Disposable | $150 allowance | $150 allowance |
| Medically Necessary | Covered in full | Covered in full after $20 copay |
|
Standard Plastic Lenses
|
||
| Single/Bifocal/Trifocal/Lenticular | $20 copay | $20 copay |
| Standard progressive lens | $55 copay | $55 copay |
| Premium progressive lens | Plan pays $110** | Plan pays $95 - $105 |
|
Lens Options
|
||
| Standard polycarbonate < age 18 | Covered in full | Covered in full |
| Standard polycarbonate adult | Plan pays $40 | Plan pays $35 |
| Scratch-resistant | Plan pays $15- $30 | Plan pays $17 - $33 |
| Anti-reflective coating | Plan pays $50 - $120 | Plan pays $41 - $85 |
| Blue light filtering | Plan pays $15 | Plan pays $15 |
|
*20% off balance over $150 not available at Costco, Walmart, and Sam’s Club. **Separate copays apply for Progressive ultra and progressive ultimate lenses. Please refer to the Summary of Benefits for out-of-network plan details |
Frequencies
- Exam - 1 per calendar year
- Standard corrective lenses – 1 per calendar year
- Frames – 1 per calendar year
- Contact Lenses – 1 per calendar year
**Note: Either glasses or contacts are allowed during the same year.**
Network Information
Although the plan includes a minimal reimbursement for out-of-network services, we highly encourage you to visit in-network providers from the network you selected during enrollment (Superior Vision or VSP Choice) for your vision care.
To locate in-network providers, access www.metlife.com/vision and select “Find a Vision Provider”. Then, select the network you enrolled in, “Superior Vision” or “VSP Choice,” and follow the search instructions.
Please confirm the network status of your provider before your appointment, as network participation is subject to change at any time. Network participation may vary based on the individual location, so be sure to call ahead to ensure the location you visit is in-network.
Member Experience
In-Network Services: Benefits are provided at the time of purchase. All MetLife vision plan members will receive a vision plan ID Card. However, the ID Card is not required at the time of service to receive your benefit from in-network providers.
Out-of-Network Services: Member is required to pay in full at the time of service and file a claim with MetLife for reimbursement.
Additional Value-Added Features
The vision plans include additional discounts and value-added benefits for participating providers including but not limited to the below. Check with MetLife or your provider for details.
- Laser vision correction: Discounts apply at participating providers.
- Discounts on additional pairs of glasses, including prescription and non-prescription glasses and sunglasses.
- Hearing aids: Discounts apply at participating providers.
