Rates

Rate Information

All rates shown below are monthly deduction amounts. The board contributes a significant amount per year towards medical coverage.

The district also contributes $5/month towards your dental coverage.

Questions about your benefits premiums? Email the Benefits Service Center at benefits@hcbebenefits.com.

Important Notes

Voluntary life rates for employee and spouse coverage are sample premiums.

Disability premiums are sample premiums based on a $30,000 salary and various coverage amounts. Your actual payroll deduction is based on the waiting period and coverage amount selected.

Your per-pay deductions for life and disability can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

2025 Anthem HRA Gold

Employee: $194.67
Employee + Spouse: $482.76
Employee + Child(ren): $355.26
Family: $643.35

2025 Anthem HRA Silver

Employee: $131.17
Employee + Spouse: $349.41
Employee + Child(ren): $247.31
Family: $465.55

2025 Anthem HRA Bronze

Employee: $82.67
Employee + Spouse: $247.56
Employee + Child(ren): $164.86
Family: $329.75

2025 Anthem HMO

Employee: $157.53
Employee + Spouse: $404.77
Employee + Child(ren): $292.12
Family: $539.36

2025 UHC HMO

Employee: $196.58
Employee + Spouse: $486.77
Employee + Child(ren): $358.50
Family: $648.69

2025 UHC HDHP

Employee: $72.69
Employee + Spouse: $226.60
Employee + Child(ren): $147.89
Family: $301.80

2026 Anthem HRA Gold

Employee: $213.71
Employee + Spouse: $531.82
Employee + Child(ren): $390.68
Family: $708.79

2026 Anthem HRA Silver

Employee: $146.11
Employee + Spouse: $389.86
Employee + Child(ren): $275.76
Family: $519.51

2026 Anthem HRA Bronze

Employee: $92.12
Employee + Spouse: $276.48
Employee + Child(ren): $183.97
Family: $368.33

2026 Anthem HMO

Employee: $177.21
Employee + Spouse: $455.17
Employee + Child(ren): $328.63
Family: $606.59

2026 UHC HMO

Employee: $217.19
Employee + Spouse: $539.13
Employee + Child(ren): $396.59
Family: $718.53

2026 UHC HDHP

Employee: $81.11
Employee + Spouse: $253.36
Employee + Child(ren): $165.26
Family: $337.51

TriCare

Employee: $60.50
Employee + Spouse or Child(ren): $119.50
Family: $160.50

Dental Insurance

Dental - Low

Employee: $21.63
Employee + Spouse: $48.86
Employee + Child(ren): $55.66
Family: $91.80

Dental - High

Employee: $34.13
Employee + Spouse: $74.93
Employee + Child(ren): $84.83
Family: $134.15

2026 Dental - Low

Employee: $20.83
Employee + Spouse: $47.24
Employee + Child(ren): $53.84
Family: $88.90

2026 Dental - High

Employee: $35.30
Employee + Spouse: $77.33
Employee + Child(ren): $87.52
Family: $138.32

Vision Insurance

2026 Vision - Superior Vision

Employee: $5.96
Employee + Spouse: $11.94
Employee + Child(ren): $13.91
Family: $21.36

2026 Vision - VSP Choice

Employee: $8.15
Employee + Spouse: $16.33
Employee + Child(ren): $13.84
Family: $22.80

Voluntary Life Insurance

Voluntary Life - Employee (Sample Deductions)

$30,000 Benefit
Age - 25: $1.35
Age - 35: $2.10
Age - 45: $4.80
Age - 55: $12.60
$75,000 Benefit
Age - 25: $3.38
Age - 35: $5.25
Age - 45: $12.00
Age - 55: $31.50
$150,000 Benefit
Age - 25: $6.75
Age - 35: $10.50
Age - 45: $24.00
Age - 55: $63.00

Voluntary Life - Spouse (Sample Deductions)

$5,000 Benefit
Flat Rate: $1.53
$10,000 Benefit
Age - 25: $0.59
Age - 35: $0.91
Age - 45: $2.08
Age - 55: $5.46
$25,000 Benefit
Age - 25: $1.48
Age - 35: $2.28
Age - 45: $5.20
Age - 55: $13.65
$50,000 Benefit
Age - 25: $2.95
Age - 35: $4.55
Age - 45: $10.40
Age - 55: $27.30

Voluntary Life - Child (Actual Premium Deductions)

$5,000 Benefit (to Age 26): $0.30
$10,000 Benefit (to Age 26): $0.60

Short Term Disability Insurance

$500 Monthly Benefit (Sample Deductions)

7 Day Wait: $11.45
14 Day Wait: $6.25
30 Day Wait: $5.50
45 Day Wait: $4.80
60 Day Wait: $4.30

$1,000 Monthly Benefit (Sample Deductions)

7 Day Wait: $22.90
14 Day Wait: $12.50
30 Day Wait: $11.00
45 Day Wait: $9.60
60 Day Wait: $8.60

$1,500 Monthly Benefit (Sample Deductions)

7 Day Wait: $34.34
14 Day Wait: $18.76
30 Day Wait: $16.51
45 Day Wait: $14.40
60 Day Wait: $12.91